Neluns - Ecosystem Overview

Neluns is the modern financial ecosystem, bringing together a bank that will operate both with fiat and crypto. Also, it will include itself a cryptocurrency exchange and insurance company, making the best conditions for the quality evolution of the cryptocurrency market.

To solve current problems like limiting cryptocurrency in daily use, the possibilites of market participants, it is need for an innovative and wide solution. Neluns goal is to combine the cryptocurrency market with the financial one. Also, Neluns is going to brake down all barriers and to solve some of big problems which are present now and prevent the interaction of human with cryptocurrency world. Neluns is coming with a solution of current problems, bringing innovative idea and technologies.

Ecosystem Neluns

To solve current problems, limiting the possibilities of cryptocurrency market participants, limiting the use of cryptocurrencies, and as a result, impeding the development of the cryptoasset market as a whole, an innovative and comprehensive solution is necessary.

Such will be the Neluns solutions – an innovative financial ecosystem of the future.

The Neluns ecosystem includes:

• Neluns Bank – A new generation bank, presenting all key fiat banking services with cryptocurrencies.

• Neluns Exchange – An Innovative cryptocurrency exchange, making secure and fast cryptocurrency trade operations of any scale available.

• Neluns Insurance – Insurance company, allowing to protect any transactions and trades executed by ecosystem users.

The Neluns team abides by the principles of simplicity and minimal risks. We are developing the best system, taking into account the shortcomings of existing solutions and introducing new innovative ideas to modern technologies.

IBAN – Multicurrency accounts

Neluns Bank users will have access to IBAN – personal and corporate multicurrency accounts. Immediately after opening an account, users will be able to carry out operations in USD, EUR, GBR, as well as with cryptocurrencies.

IBAN (International Bank Account Number) - The International Bank Account Number is a unique identifier helping banks process payments from person to person automatically. The IBAN contains all necessary information of the owner of a bank account such as the account number, bank, branch information, and country code. Although no uniform length has been established for SEPA countries, the IBAN cannot exceed 34 characters. Most countries however, have different fixed lengths.

SWIFT (Society for Worldwide Interbank Financial Telecommunication) - The Society for Worldwide Interbank Financial Telecommunication (SWIFT) provides a network that enables financial institutions worldwide to send and receive information about financial transactions in a secure, standardized, and reliable environment. SWIFT also sells software and services to financial institutions, much of it for use on the SWIFT Network, and ISO 9362. Business Identifier Codes (BICs, previously Bank Identifier Codes) are popularly known as "SWIFT codes".

SEPA (Single Euro Payment Area) - This unique euro payment area establishes an integrated European market for payment instruments. The aim of SEPA is to ensure that payments within Europe take place as simply and effectively as those within a single country.

Issuance of bank cards

After receiving a bank license and connecting to SWIFT, we will connect Neluns Bank to a variety of payment systems (Visa, MasterCard, American Express, and others).

As an issuing bank, Neluns will perform the following functions:

• Issuance of bank cards to clients.

• Authorization of payments at the request of retail outlets.

• Payment of merchant accounts by writing off corresponding amounts from the client accounts.

• Issuing cash money in any partnering ATM’s of Visa, MasterCard, American Express, worldwide.

• Security (blocking of accounts in the case of lost cards, etc.)

Holders of cards issued by Neluns Bank, will be able to pay for purchases. At the same time, payments in both fiat and cryptocurrencies are allowed. In case of payments being made in cryptocurrencies, they will be converted into fiat based on current Neluns Exchange market rates.

To make it easy, card issued by Neluns Bank use Contactless payment systems (MasterCard Contactless, Visa paywave, Apple Pay, Samsung Pay, Google Pay), modern, innovative technologies consistent with EMV (Europay+Mastercard+Visa) in accordance with the ISO/IEC 14443 standard.

Aside from this, Neluns Bank users will be able to deposit fiat in any ATM, anywhere in the world, onto their bank accounts.

In the future, we plan to develop our own POS-terminals. They will be installed in sales outlets of bank clients. Thus, Neluns will combine the functions of an issuer and acquirer in the future.

We have developed software products with 4 types of bank cards:

Lite – bank card released for first level verified users (email address). Users can participate in trades on the Neluns Exchange (with 1:5 margin trading). Trade sums cannot exceed $300.

Silver – bank card released for second level verified users (verification through social networks and mobile number). Users can participate in trades on the Neluns Exchange (with 1:10 margin trading) and the P2P lending platform. Trade sums cannot exceed $500.

Gold – bank card released for third level verified users (verification through identity verification and mobile number). Users gain access to all Neluns Bank services, Neluns Exchange (with 1:20 margin trading), Neluns Insurance. Restrictions on trade amounts are absent.

Platinum – bank card released for third level verified users (verification through identity verification and mobile number), who have deposited no less than $5000 in the Neluns Bank. Users gain access to all Neluns Bank services, Neluns Exchange (with 1:20 margin trading), Neluns Insurance. Restrictions on trade amounts are absent.

Neluns ICO

Stages (rounds) ICO

Pre-Sale

1. Hard Cap - $2.000.000

2. Soft Cap - $500.000

3. 1 stage (round), pre-sale, stage (round) length 14 days,

4. from 08-01-2018 to 08-15-2018.

Pre-ICO

1. Hard Cap - $10.000.000

2. Soft Cap - $2.000.000

3. 2 stage (round), pre-ICO, stage (round) length 21 days,

4. from 08-15-2018 to 09-05-2018.